A goal without a monthly number is a wish. This converts the target into a required contribution and shows honestly whether the current pace arrives on time.
What's Included
- The monthly amount required to hit a target by a date.
- Progress against pace rather than progress against total.
- A revised date when contributions slip, shown without judgement.
- An assistant that suggests the smallest change that fixes the gap.
How To Use
- Track pace, not just balance. Balance alone hides being behind.
- Show a revised date rather than a warning. It is more useful.
- Include any interest or growth rate, but keep the assumption modest.
- Review monthly on a fixed date so it becomes a habit.
Fund it from a real picture with personal finance prompts, and check the borrowing option with the loan calculator.