People compare monthly payments and ignore the total. This shows both, plus what an overpayment would do, which is the most useful number nobody calculates.
What's Included
- Monthly repayment and total interest side by side.
- A schedule showing capital and interest on every payment.
- An overpayment view with months and interest saved.
- An assistant that compares two offers on total cost.
How To Use
- Show the total cost as prominently as the monthly figure.
- Include the overpayment view. It changes behaviour more than any other line.
- Let people compare two offers directly rather than one at a time.
- Say clearly that this is a guide, not a quotation or advice.
Plan the repayment inside personal finance prompts, and track business borrowing with analytics prompts.