📚 Keep a Claims History Clients Can Rely On

Every renewal I have to reconstruct a client claims history and I am never confident it is right. Build me a claims history app. Hold every claim across every policy year with the client, the policy year it falls in, the carrier, the date of loss, the date notified, the type of claim, a short description, and separately the amount paid, the amount still reserved, and whether it was declined and why. Show a summary per client covering the last five policy years with claim count, total paid and total outstanding by year, in the format a market submission expects. Flag any policy year where the record looks incomplete. Add an AI agent that drafts the claims narrative for a submission accurately from the records, never inferring or rounding, and that warns me where the record appears incomplete so I verify with the carrier before submitting anything. Automate two things: a prompt to update reserved amounts on open claims monthly, and a reminder to verify the history against carrier records before each renewal submission. Two logins: a handler who records claims, and an owner who prepares submissions.