🏢 Handle Carrier Relationships and Targets

I place business across several carriers and I have no view of the relationships. Build me a carrier management app. For each carrier record the contact, the classes they write, their stated appetite in my own words including what they have repeatedly declined, their typical quote turnaround, their commission rates for new business and renewal, and any volume agreement with its target and period. Report premium placed per carrier by month and by class, the trend against the same period last year, and progress against any volume target with the shortfall clearly stated. Show concentration, so I can see if too much of my book sits with one carrier. Add an AI agent that, given a new risk, suggests which carriers are worth approaching based on their recorded appetite and my history of placing similar business, and warns me where I am approaching or falling behind a volume agreement. Automate two things: a scheduled monthly placement report per carrier, and an alert when a volume agreement is at risk with enough time left to act. Two logins: an agent who records placements and appetite notes, and an owner who negotiates agreements.